Creator Earnings Calculator

free tool · no sign-up

See what a price actually pays after the platform's cut and taxes — before you set it. Free, no sign-up.

show your work below ↓

PLATFORM {{ platformNote }}

{{ row.title }} YOU KEEP %

YOUR TAX SET-ASIDE (not a platform fee) {{ taxPct }}%

The platform doesn't touch this — it's the slice YOU set aside from what they pay you, so tax season is already covered. Many US creators use 25–30%.

your worksheet, graded office hours

{{ cutLabel }}− {{ cutFmt }}

the platform pays you{{ afterCutFmt }}

{{ taxLabel }}− {{ taxFmt }}

↑ this one's on you, not the platform — set it aside yourself

what you actually keep{{ netFmt }}

Email me my results

Get a copy of this breakdown in your inbox — handy when you're negotiating or planning. No spam, unsubscribe anytime.

So what do I do with this?

the actual homework

EVERY PAYOUT

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Move this into a separate tax account the day you get paid. It was never yours — it's the IRS's. Automate it and you'll never have a scary April.

A YEAR AT THIS PACE

Your real annual take-home if this month repeats. Use THIS number — not gross — for rent decisions, loan applications, and "can I do this full-time?"

THE SLOW-MONTH TEST

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Your take-home if sales dip 25% — and they will, some months. If your bills fit inside THIS number, a slow month is an annoyance, not an emergency.

Why the platform cut matters

A 20% cut means a $10 price is really an $8 price. Set rates from your net, not your sticker price.

Why set aside for taxes

Platforms don't withhold anything — what hits your account isn't all yours to spend. Setting some aside means tax season is a bill you planned for, not a surprise. Ask a tax professional what's right for you.

Go deeper

Business & Money guides → 1099s, LLCs, banking, and chargebacks, explained for creators.

COMMON QUESTIONS

Why is my take-home so much lower than my gross?

Three layers stack: the platform's cut, your business expenses, then tax. Each is predictable on its own, but together they routinely take more than half of a headline number.

Does this work for any platform?

Yes — set the cut percentage to whatever your platform actually takes. Splits differ by platform and sometimes by revenue type, so use the figure from your own payout page.

Estimates only. Platform cuts and fees change — confirm against your platform's current terms. Not tax or legal advice.